Credit Cards


Visa Credit Card Access


Apply for a VISA Credit Card Here


Visa Classic Credit Card

  • Fixed Rate of 8.9% APR (Annual Percentage Rate)
  • NO Annual Fee
  • NO Balance Transfer Fees
  • NO Transaction Fee for Purchases
  • NO Cash Advance Fee
  • Cash Advance Rate is the Same as Purchase Rate

Visa Platinum Credit Card

  • Enjoy all the benefits of the Visa Classic Card
  • 1% Cash Back on all purchases (paid annually)

Secured Visa© Card

  • Improve your credit
  • Flexible credit lines based on a security deposit ranging from $1,000 to $5,000

Auto Loans


Apply for an Auto Loan Here


New Auto Loans

New auto loans can put you behind the wheel of your dream car, small truck, SUV or minivan.


  • Competitive fixed interest rates
  • Low monthly payments
  • No hidden fees
  • Rate discounts available for Auto-Pay (loan payment from Payroll/Direct Deposit or a credit union account)and Shortened term and High LTV (Loan to Value)

Used Auto Loans

Get used auto financing to purchase a used vehicle from a dealer or a private party with an affordable loan.


  • Used auto loans from $5,000 and up
  • For cars, light trucks, SUVs and minivans up to seven years model year old.
  • Competitive fixed interest rates
  • Low monthly payments
  • No hidden fees
  • Rate discounts available for Auto-Pay (loan payment from Payroll/Direct Deposit or a credit union account)and Shortened term and High LTV (Loan to Value)

Refinance Auto Loans

We want your auto loans! As you shop for the best loan rate for your purchase, check with us first to see if we can match the dealer rate. Bring us your rate confirmation from the dealer, and we’ll match it AND give you an additional 1.00% APR rate reduction*. If you’ve already purchased , now is a great time to REFINANCE** with us and save 1.00% APR!

*APR - Annual Percentage Rate. Rates and terms subject to change without notice. Subject to credit approval. Certain restrictions apply. For complete details, contact the credit union. Offer is for new money loans only. Heinz Del-Monte FCU will match and reduce by 1.00% APR qualified loans to as low as 1.99% APR. To qualify, must present written rate confirmation from dealer to receive match offer.

**Refinance offer excludes existing Heinz-Del Monte FCU loans. Refinance offer is for new money loans only.

Non-Purchase Auto Loans

Is you car paid off? Use it as collateral for a non-purchase auto loan.

Personal/Unsecured Loans


Apply for a Personal Loan Here


Borrow $5,000 to $30,000 to pay medical, wedding or other expenses, planned or unplanned. An unsecured loan can also be a great way to consolidate more expensive debt.


  • No fees
  • No collateral required
  • No prepayment penalty
  • Competitive fixed rate loan
  • Flexible repayment periods for payments that fit your budget
  • Rate discounts available for Auto-Pay (loan paid from Payroll/Direct Deposit or a credit union account)

Share Secured Loans


Apply for a Share Secured Loan Here


Use your Heinz-Del Monte FCU savings as collateral with our Share Secured loan and put your money to work for you!

  • There is no credit check required.
  • Alternative for a quick, unsecured loan
  • Beneficial for credit building

Home Equity Loans


Apply for a Home Equity Loan Here.


If you already own your home, make your equity work for you with a Home Equity Loan. Pay your education expenses, consolidate your bills, buy a new car or make improvements to your home - all by using your largest investment - your house. We lend up to 85% of the appraised market value of your home, minus what you owe on your First Mortgage. The minimum amount of a Home Equity Loan is $10,000. The rate remains the same throughout the duration of the loan. Rates are determined based on the term you choose, the equity you have available and your creditworthiness.

Take advantage of the equity you’ve built up in your home to secure cash for a major expense—a remodelling project, tuition costs, loan consolidation, even a new car.

Home Equity Loan Benefits:

  • Low or no closing costs
  • Fixed rate
  • Varying loan terms 5, 10 or 12 years
  • Interest payments may be tax-deductible (consult your tax advisor)
  • Fast approval
  • Lower interest rates



Buying a home is among the most exciting and stressful life events you'll experience. So many questions - What's the right mortgage product for me and how does the process work? Heinz-Del Monte FCU is in a partnership with OwnersChoice Funding to provide mortgage financing options to our members. With mortgage rates at historical lows, we can help you with refinancing your existing mortgage or purchasing a home For more information, click on the link below, or please contact our Mortgage Specialist at 412-926-7868.


OwnersChoice Funding is a Licensed Mortgage Banker with the PA, CT, DE, FL, NC, NH, NJ, NY, SC, and VT State Banking Departments. NMLS # 56538