Credit Cards

 

Visa Credit Card Access

 

Apply for a VISA Credit Card Here

 

Visa Classic Credit Card

  • Fixed Rate of 8.9%
  • NO Annual Fee
  • NO Balance Transfer Fees
  • NO Transaction Fee for Purchases
  • NO Cash Advance Fee
  • Cash Advance Rate is the Same as Purchase Rate

Visa Platinum Credit Card

  • Enjoy all the benefits of the Visa Classic Card
  • 1% Cash Back on all purchases (paid annually)

Secured Visa© Card

  • Improve your credit
  • Flexible credit lines based on a security deposit ranging from $1,000 to $5,000

Auto Loans

 

Apply for an Auto Loan Here

 

New Auto Loans

New auto loans can put you behind the wheel of your dream car, small truck, SUV or minivan.

Benefits:

  • Competitive fixed interest rates
  • Low monthly payments
  • No hidden fees
  • Rate discounts available for Auto-Pay (loan payment from Payroll/Direct Deposit or a credit union account)and Shortened term and High LTV (Loan to Value)

Used Auto Loans

Buy or Refinance

Get used auto financing to purchase a used vehicle from a dealer or a private party with an affordable loan. Or refinance your current vehicle at our attractive rates, and see how you can save.

Benefits:

  • Used auto loans from $5,000 and up
  • For cars, light trucks, SUVs and minivans up to seven years model year old.
  • Competitive fixed interest rates
  • Low monthly payments
  • No hidden fees
  • Rate discounts available for Auto-Pay (loan payment from Payroll/Direct Deposit or a credit union account)and Shortened term and High LTV (Loan to Value)

Non-Purchase Auto Loans

Is you car paid off? Use it as collateral for a non-purchase auto loan.

Personal/Unsecured Loans

 

Apply for a Personal Loan Here

 

Borrow $5,000 to $30,000 to pay medical, wedding or other expenses, planned or unplanned. An unsecured loan can also be a great way to consolidate more expensive debt.

Benefits:

  • No fees
  • No collateral required
  • No prepayment penalty
  • Competitive fixed rate loan
  • Flexible repayment periods for payments that fit your budget
  • Rate discounts available for Auto-Pay (loan paid from Payroll/Direct Deposit or a credit union account)

Share Secured Loans

 

Apply for a Share Secured Loan Here

 

Use your Heinz-Del Monte FCU savings as collateral with our Share Secured loan and put your money to work for you!

  • There is no credit check required.
  • Alternative for a quick, unsecured loan
  • Beneficial for credit building

Home Equity Loans

 

Take advantage of the equity you’ve built up in your home to secure cash for a major expense—a remodeling project, tuition costs, loan consolidation, even a new car.

Home Equity Loan Benefits:

  • Low or no closing costs
  • Fixed rate
  • Varying loan terms 5, 10 or 12 years
  • Interest payments may be tax-deductible (consult your tax advisor)
  • Fast approval
  • Lower interest rates

Mortgages

 

Buying a home is among the most exciting and stressful life events you'll experience. So many questions - What's the right mortgage product for me and how does the process work? Heinz-Del Monte FCU is in a partnership with CUC Mortgage to provide mortgage financing options to our members. With mortgage rates at historical lows, we can help you with refinancing your existing mortgage or purchasing a home For more information, click on the link below, or please contact our Mortgage Specialist at 412-926-7868.

 

CUC Mortgage Corporaton is a Licensed Mortgage Banker with the NY, NJ, CT, NH, PA and VT State Banking Departments. NMLS # 56538