Share Account Information:

*NDR - Nominal Dividend Rate
**APY - Annual Percentage Yield
Dividends paid on average daily balance.

Other Share Information:

Share Draft Accounts:

• No minimum balance.
• No service charges.
• Share Drafts(Checks) are provided free.
• Electronic Check Conversion/Electronic Returned Check Fees: If you pay for something with a check or share draft you may authorize your check or share draft to be converted to an electronic fund transfer. You may also authorize merchants to electronically debit your account for returned check fees.
• Please click here for our Substitute Check Policy Disclosure.
• $25.00 NSF Fee
• $  10.00 Stop Payment Fee (only if check tries to clear)
• $  3.00 Check Copy Fee

Other Fees:

• $20.00 Domestic Wire Transfer Fee
• $35.00 International Wire Transfer Fee

Certificate Accounts:

• $1000.00 and up in increments of $100.00.
• We have six(6) month, One(1) year and three(3) year certificates.
• Dividends paid monthly at maturity.
• Rates change every monday, contact the credit union for latest rates.

Christmas Club and Vacation Club Accounts:

• You have the choice of making deposits over-the-counter, by payroll deduction, or by mail.
• Withdrawals can be made any time on Vacation Clubs; however, withdrawals cannot be made from Christmas Clubs.
• Christmas Club checks are mailed out the third week in October. You may request direct deposit to your share or share draft account.

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